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Apple Pay - Apple (HK)

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Apple Pay is easy and works with the Apple devices you use every day. You can make contactless, secure purchases in stores, in apps, and on the web. Apple Pay is even simpler than using your physical card, and safer too.

The best way to use Octopus.

Your Octopus is easier to use with Apple Pay. Just tap and you’re done. Check your balance and skip the queues by topping up using your favorite credit or debit/ATM card without service fees, right from your iPhone or Apple Watch.

Learn more

An easy way to pay in stores.

Using Apple Pay with your iPhone or Apple Watch is quick and secure, and it keeps you safe from touching buttons or exchanging cash when you’re out getting what you need.

See where you can use Apple Pay

See how to make a contactless purchase in stores with Face ID.

See how to make a contactless purchase in stores with Touch ID.

Use Apple Pay wherever you see one of these symbols.

An easy way to pay within apps.

Use Apple Pay on the App Store to buy apps and games, or within apps to pay for a ride, a pizza delivery, or a new pair of sneakers — with just a touch or a glance. You can also use Apple Pay for a subscription to Apple Music. Or for upgraded iCloud storage and other Apple services.

An easy way to pay on the web.

When you’re making purchases on the web in Safari on your iPhone, iPad, or Mac, you can use Apple Pay without having to create an account or fill out lengthy forms. And with Touch ID on MacBook Air and MacBook Pro, paying takes just a touch and is quicker, easier, and more secure than ever before.

Privacy and security. With each and every payment. The safer way to pay.

When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. So your card number is never stored on your device or on Apple servers, and when you pay, your card numbers are never shared by Apple with merchants.

Keep your purchases private.

When you pay with a debit or credit card, Apple Pay doesn’t keep transaction information that can be tied back to you.

Find it all in Wallet.

Your credit and debit cards are in the Wallet app along with boarding passes, tickets, rewards cards, and more. Apple Pay works with most credit and debit cards from nearly all national banks. Just add your participating cards to Wallet and you’ll continue to get the rewards and benefits of your cards.

Setting up Apple Pay is easy.

Get started by adding your debit and credit cards to your iPhone, iPad, Apple Watch, or Mac.

Learn how to set up Apple Pay

See how to add a card.

Participating banks and issuers.

Use your credit, prepaid, and debit cards from these and other participating financial institutions.*

American Express BOC Credit Card BEA China CITIC China Construction Bank Citibank Dah Sing Bank DBS HANG SENG BAKN HSBC ICBC PrimeCredit Standard Chartered Tap & Go Get your business ready for Apple Pay. Accepting Apple Pay is easy.

Apple Pay is easy to set up and gives your customers a simple and secure way to pay with the devices they use every day. If you already accept credit and debit cards, simply contact your payment provider to start accepting Apple Pay. Visit the Apple Pay Overview for merchants to get more information, or contact merchant support.

Let your customers know you accept Apple Pay.

It’s easy to let your customers know you accept Apple Pay. Download the Apple Pay mark to use within email, on your terminal screen, and on your website. Order Apple Pay decals to put on your storefront window and register.

Download the decal and guidelines

Order Apple Pay decals for your store

Apple Footer * The list will be updated as banks are added. Contact your card issuer to determine your card’s eligibility. Some banks may not support all card types. To use Apple Pay you need a supported card from a participating card issuer. To check if your card is compatible with Apple Pay, contact your card issuer. Apple Pay is not available in all markets. For a list of Apple Pay countries and regions, click here. Features are subject to change. Some features, applications, and services may not be available in all regions or all languages. Some features require specific hardware and software. For more information, see “Feature Requirements“ at apple.com/hk/en/macos/how-to-upgrade.  Apple Apple Pay Shop and Learn Shop and Learn Store Mac iPad iPhone Watch Vision AirPods TV & Home AirTag Accessories Gift Cards Apple Wallet Apple Wallet Apple Pay Account Account Manage Your Apple Account Apple Store Account iCloud.com Entertainment Entertainment Apple TV Apple Music Apple Fitness+ Apple Podcasts Apple Books App Store Apple Store Apple Store Find a Store Genius Bar Today at Apple Group Reservations Apple Camp Apple Store App Certified Refurbished Apple Trade In Order Status Shopping Help For Business For Business Apple and Business Shop for Business For Education For Education Apple and Education Shop for College For Healthcare For Healthcare Apple and Healthcare Apple Values Apple Values Accessibility Environment Privacy Supply Chain Innovation About Apple About Apple Newsroom Apple Leadership Career Opportunities Ethics & Compliance Events Contact Apple More ways to shop: Find an Apple Store or other retailer near you. Or call 800-908-988. Hong Kong 繁體中文 Copyright © 2026 Apple Inc. All rights reserved. Privacy Policy Terms of Use Sales Policy Legal Site Map

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